Privacy Policy

This Privacy Policy outlines the types of information Insuratastic ("we" or "our") collects on this website ("insuratastic.com"), how we gather, use, and share any personal information you provide, and how you can access, update, or request deletion of your information. It also explains how we comply with state and federal regulations and adhere to industry best practices designed to foster trust between consumers and online businesses. By following these guidelines, we ensure that consumer information is treated fairly and respectfully.

By visiting or using this website, you consent to the practices outlined in this Privacy Policy. If you disagree with any aspect of this Policy, please refrain from using the site or providing any personal information. We may update this Policy periodically without notice, so we encourage you to review it regularly. If you have any questions or concerns about our Privacy Policy or how we collect information, please contact us at contact@insuratastic.com.

Consent to Electronic Communications (E-Consent)

By using this website and submitting your information, you consent to receiving communications electronically, including electronic signatures, records, disclosures, and contracts, in relation to your request for an insurance product or service. This consent is necessary for us to connect you with an insurance provider.

If you are connected with an insurance carrier and they provide electronic disclosures, you have the option to request paper copies directly from them at no or minimal cost. Each insurance carrier is responsible for retaining these disclosures as required by law.

Scope of Consent

This E-Consent applies to all interactions you have with insurance carriers online, including those conducted on mobile devices. By providing your consent, you authorize the insurance carrier to process your information electronically and send you relevant communications via email or through their website.

Hardware and Software Requirements

To access and retain electronic disclosures, you will need a compatible device with internet access, an email account, and a browser supporting 256-bit encryption, such as Google Chrome, Mozilla Firefox, or Microsoft Internet Explorer. You may also need a PDF reader like Adobe Acrobat Reader. You must have the ability to print or save documents for your future reference.

Withdrawing Consent

You can withdraw your E-Consent at any time, free of charge, by contacting the insurance carrier directly. If you withdraw consent before connecting with an insurance carrier, you may be unable to complete your transaction.

Change of Contact Information

If your contact details (email or physical address) change, you should inform your insurance carrier directly. Please note that insuratastic.com cannot update this information on your behalf.

About Us and Our Purpose

We operate insuratastic.com, a platform connecting users with insurance carriers. We use various third-party services and advertising methods to promote our website and build our database.

Consent to SMS, Text, & Push Notifications

When you submit your information, your name and contact details (email, phone number) will be added to our contact list. By submitting this information, you agree to receive communications via email, phone, or text. You can opt out of any or all of these communication methods at any time.

Compliance with Do-Not-Call Registry

Consumers can add their phone numbers to the National Do-Not-Call Registry. However, companies may still call consumers with an established business relationship within specific time frames. insuratastic.com does not make outbound phone calls but if you wish to opt out from communications from an insurance carrier, you must contact them directly.

Information Collection and Use

Types of Information We Collect

• Personal Information: Details such as your name, address, email, phone number, financial information, and other relevant data required for insurance policy requests.
• Non-Personal Information: Analytics data such as your IP address, browser type, time of visit, and referring website to improve website functionality and user experience.

How We Share Your Information

When you submit an insurance policy request via our website, you consent to share your information with our network of insurance carriers. We do not sell or rent your personal information to third parties unless explicitly authorized by you. If you are connected with an insurance provider, they may require their own consent for additional data sharing. We may also disclose your information if required by law, to protect our rights, or if involved in a merger, sale, or acquisition.

California Privacy Rights

Under California's "Shine the Light law (CA Civil Code § 1798.83), residents may request information about personal data shared with third parties for marketing purposes once per calendar year. To request this information, email contact@insuratastic.comwith the subject line "Request for California Privacy Information."

Opt-Out Rights

If you no longer wish to receive communications from Insuratastic.com, you may opt out by unsubscribing through our website or by emailing contact@insuratastic.com. If you are contacted by one of our insurance carriers, you will need to contact them directly to opt out of further communication.

Data Retention and Right to Delete

Under the California Consumer Protection Act (CCPA), you have the right to request the deletion of your personal information. In certain cases, such as for legal obligations, we may retain your data. To request deletion, contact us at contact@insuratastic.com.

Non-Discrimination Rights

We will not discriminate against you for exercising any of your rights under the CCPA. However, certain price, rate, or service differences may apply if they are directly tied to the value provided by your data.

Underage Users and Children's Privacy

We do not knowingly collect personal information from individuals under 18 years of age. If we learn that such information has been collected, it will be deleted immediately.

Security

We employ industry-standard security measures to protect your information during transmission and storage. However, no method of data transmission or storage is 100% secure, and we cannot guarantee absolute security. If you have concerns about how we protect your data, please contact us at contact@insuratastic.com

Surveys

Occasionally, we may offer surveys or contests on our site. Participation is voluntary, and you may be asked to provide personal information. This information is used to improve our website and customize future marketing efforts.

Cookies

Our website may use cookies to track your activity and improve your experience. You may choose to block cookies, but doing so may limit your access to some features of the website.

External Links

Our Privacy Policy does not apply to external websites linked from our site. Please review the privacy policies of any external sites you visit.

Update or Correct Your Information

To update or delete any of the personal information you have provided to insuratastic.com, please contact us at contact@insuratastic.com

Changes to This Policy

We may update this Privacy Policy from time to time. Please review this page periodically to stay informed about any changes.